A few days ago I sat down with a friend. His is a little older and is still working. He was wanting to pull cash out of his home on a refinance to pay some bills. But alas the numbers didn't work. But then I told him about our reverse mortgages. We are going to be able to pay off his current balance and pay off about a hundred thousand dollars in debt and he will only have to pay his taxes, insurance and upkeep on the home. Unbelievable but it is true. This will leave him in position where he can retire if he wants to. There is no credit check (although in this case the credit was great). There has to be substantial equity in the home and you have to be over 62. If you know someone this would help please let me know.