Friday, April 5, 2013

U.S. Governments April Fool's Joke

By the time you read this, the U.S. Governments April Fool's joke will have taken effect.  That is the increase of the FHA MIP.  But never fear, they have the next thing all set to take effect in early June.  At that time a loan case number pulled after June 3 will carry with it the privilege of paying the MIP for the life of the loan.  Presently if you reach the  point of 78% of the appraised value or purchase price (whichever is less) the MIP Will drop off.  (with a minimum of 5 years).  So if you are in the market for a home , and need to use an FHA loan, it would behoove you to go ahead and get it done.  Call or email me for details on how to avoid FHA.
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