Be a Self-Starter

 by David H. Sandler

• A race car has a tremendous amount of potential energy but cannot start until someone waves the green flag.

• The powerful engines of a jet cannot lift that plane one-inch off the ground without ample runway and someone activating its controls.

• A locomotive can be held in place by a single block of wood placed under its wheel, yet under power it can go through a brick wall 10 feet thick.

Raw power has only potential. Machines cannot turn themselves on - people can! If you're going to wait to feel "right" about doing something, it may never happen. The self-starter knows that there is never a "right" time to get started.


Too many people sit around waiting to be motivated - as if there were some chemical reaction about to take place. The self-starter acts on his goals, and the motivation to achieve those goals is built into that action.

If you are not feeling "up to it," no amount of concentration, wishful thinking, or smoke screen planning will get you into action. Things in motion tend to stay in motion; things at rest remain at rest. The more you think about becoming motivated, the better the chances are that you won't.

The self-starter knows that regardless of how he feels at any given moment, how he will feel in the next moment is determined by the action he takes.

If you have set worthwhile goals, and have developed a plan of action, set your plan into action anytime of the day or night by acting on it. Don't lose precious time by waiting for the time to be right: Become a self-starter.

It's how you act that determines how you feel, not how you feel that determines how you act.

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Excerpted from Sandler's No Guts, No Gain!® training program. © 2002 Sandler Systems, Inc. All rights reserved.

No Credit Scores? We can still do it!

Do you know someone that has absolutely no credit?  Someone who followed a famous radio host to the no score credit report?  Then they try to buy a home and find it to be a big problem.  In many cases we can help those folks.  We will verify rent, utilities etc. and then get it done.  So if you or someone you know has this situation, please let me know.  Give me a call at (615) 777-3299.  Ask for George!

U.S. Governments April Fool's Joke

By the time you read this, the U.S. Governments April Fool's joke will have taken effect.  That is the increase of the FHA MIP.  But never fear, they have the next thing all set to take effect in early June.  At that time a loan case number pulled after June 3 will carry with it the privilege of paying the MIP for the life of the loan.  Presently if you reach the  point of 78% of the appraised value or purchase price (whichever is less) the MIP Will drop off.  (with a minimum of 5 years).  So if you are in the market for a home , and need to use an FHA loan, it would behoove you to go ahead and get it done.  Call or email me for details on how to avoid FHA.